We guarantee that your lender fees will match or be lower than the total amount quoted on our Loan Estimate of Closing Costs. That’s right, we absolutely guarantee that at closing your total lender fees (such as flood certification, loan document preparation, loan processing fee, loan underwriting fee, tax service and recording fees) will be the same or less than those shown on our Loan Estimate to you!
We work with trusted real estate professionals and vendors who will also be providing you fee based services (such as insurance, escrow and title services); at the time of application our Loan Estimate will include any known typical services and fees. Once we have your transaction opened, we will update you if any of their fees are different than what we expected you would have to pay. By working with trusted professionals we are able to obtain very favorable pricing for you.
On purchase transactions, the escrow, title companies and additional service providers; for example, Pest Control Services and Home Warranty Companies are selected by your Real Estate Professional and written into the purchase contract. While we will always estimate all fees we are aware of when we take your application some may vary once the property is identified; however we stand by our Guarantee to you, that any changes will be brought to your attention as soon as possible so that you will know what to expect and can plan accordingly.